It Feels Like Summer

Ah, sweet summertime in Kentucky. Well, almost. School is out. Toes are out. Mosquitoes are out.  We just had a huge thunderstorm yesterday (and a little bit of one today) after what felt like weeks of it barely raining on and off – best sound of the season. My garden needed the water because lord knows I’ve been a little lazy on it. Look how much it has grown so far! I actually just removed the romaine the other day because the dang aphids got to it. I need to take an updated picture because I know you all are just as invested in my leaves as I am. I love the way the lemon thyme smells!

I’m out with buyers this month and also keeping an eye out for my own family because we are thinking of possibly moving if the right opportunity comes up while mortgage rates are still low! B & I are looking for a little bit of land with trees… 2-5 acres seems to be our sweet spot, while still being close to Lexington. I would give anything to put our current house we have now on that land – I love it so much. I have a new empathy for my buyers because shew, it can feel crazy out there! I cannot imagine not having an agent if I wasn’t one and I’m not just saying that to fluff my profession’s feathers.

Okay, off to make the kids their 5th (6th? 7th?) snack of the day. Their cousin Boaz is coming up to visit (and Aunt Kin Kin always brings them Frostys) and then they’re off to Grandma and Grandpa’s for the night so B & I can have a date night, which will probably involve some house hunting. How are you spending your weekend???

First Time Home Buyer Mistakes

It has been less than 5 months that I’ve been a Realtor, yet I’ve done over one million dollars in transactions. I have loved every second of it so far, and have learned a lot already, too.

One thing I’ve noticed is that first time home buyers often make the same mistakes. Here are some that I try to help my clients avoid:

Expectations too high — A lot of the time, buyers have unrealistic expectations on the home they can afford or the area they can live in. This isn’t at fault of their own usually, I blame TV mostly, hah. Sometimes it can be a bit of a reality check when we first start home hunting and they realize they’re not going to have a jacuzzi tub with a fireplace in the middle of their guest bathroom, but they soon learn that we can find something amazing that meets their needs (and most of their wants).

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Probablyyyy not going to be your first home, people. But you can maybe afford the cute dog on the lawn.

Expectations too low — And at the other end, I find a lot of my buyers don’t realize they’ll even qualify for a loan, sometimes with no down payment upfront or closing costs at the end! A lot of people seem hesitant to even talk to a lender (it’s totally free) and find out how much house they can afford. They are usually pleasantly surprised once they’ve taken the step to talk to someone. Don’t count yourself out of the home buying game, even with bad credit, until you’ve talked to someone. And if you’re out? Remember, that’s just temporary.

Calling any ol’ agent — Listen, I love my industry and know some really amazing agents in it. But there are also some that seem to need more training, more education, and maybe a little prayer, y’all. This is probably the biggest investment you’ll ever make in your life. Don’t call someone on a sign on some impulsive Tuesday. Call several people based on recommendations or your own research into them, and really get a feel for their personality. You will spend a decent amount of time with this person – it is imperative you like and trust them.

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“Yes, Hi. I saw you on a sign and your blazer was really something. I’m going to trust you with all my monies now.”

Moving too slowly — It is important to take your time looking at properties, researching what neighborhoods you like, and really understanding the home buying process. That being said, it’s also important that once you start working with a Realtor, you are focused and ready to start moving forward in your journey. Some people will take longer than others, but you need a goal and someone who helps you break it down into parts and keeps you organized. At the end of this journey is a prize unlike any other! Keep at it.

Moving too quickly — As a young home buyer, I had a Realtor rush me through the process once. I’ll never forget how intimidated and uncomfortable I felt. She didn’t have my best interests at heart. No one should be pushing you. You don’t want to regret your home or your purchase. You really want to think about it, map out the pros and cons, and understand what’s happening from start to finish. There is a balance on going too slowly or going too quickly, and a great Realtor will help you find it and stay comfortable, confident, and excited. I’m the great Realtor, if you didn’t catch that. 😉

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Mistakes or not, first time home buyers have so much to look forward to, the biggest being a brand new home to call their own. Working with them has been a blast… I have laughed so much more than I knew possible in the last few months. I love my clients, and can’t wait for 2017! Follow me on Facebook to see what I’m up to in the new year!

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Kelli & Jordan with Elliott in front of their beautiful new home

Buyer Testimonial

Four transactions down and many more to go! WOW! my career as a Realtor in Lexington, KY is just getting started, but it also feels like I’ve been doing this forever in a (very cliche) way. I think networking is the key aspect of my job as an agent, and that is something I’ve been strong in for many years in direct sales. It makes things sweeter when you love networking because you love people.

People and their stories make my participation in their journey a blessing for me, and I also love the light-heartedness behind our interactions with each other. Life doesn’t have to be so serious.

I do things right but I’m not stuffy, and I hope that when I serve my clients, they smile and laugh a lot. It’s about more than paperwork, after all.

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See an adorable video of Kelli & Jordan moving into their new place on my FB page:

Home in Kentucky